FBV INC policy requires Directors, Employees and Legal Agents to observe high standards of business and personal ethics in the conduct of their duties and responsibilities. Directors and Employees must practice fair dealing, honesty and integrity in every aspect of dealing with other FBV Employees, the public, the business community, shareholders, customers, suppliers, competitors and government authorities. When acting on behalf of the FBV INC., Directors and Employees shall not take unfair advantage through manipulation, concealment, abuse of privileged information, misrepresentation of material facts, or other unfair-dealing practices.

FBV INC policy prohibits unlawful discrimination against Employees, shareholders, Directors, customers or suppliers on account of race, color, age, sex, religion or national origin. All persons shall be treated with dignity and respect and they shall not be unreasonably interfered with in the conduct of their duties and responsibilities.

No Director or Employee should be misguided by any sense of loyalty to FBV or a desire for profitability that might cause him or her to disobey any applicable law or FBV policy. Violation of FBV policy will constitute grounds for disciplinary action, including, when appropriate, termination of employment.